| Complete launches 90% LTV self-certs
Complete Mortgage & Loan Services is launching a range of prime self-cert mortgages from Kensington. The self-cert mortgages are available for mortgages up to 90 per cent loan-to-value (LTV) and start with a three-year fixed-rate deal at 6.89 per cent. Other mortgages in the range include a two-year fix at 6.99 per cent and a two-year tracker at 7.19 per cent. Each product has a £1,999 completion fee that can be added to the loan above the maximum LTV. Keith Street, director of sales at Kensington, said: "2007 was undoubtedly a tough year for the mortgage market, but Kensington is working with Complete Mortgage & Loan Services in providing a really positive start to 2008. "We are delighted to launch these exclusive deals which prove that, even in the current environment, it is still possible to provide competitive high LTV products for customers with specialist circumstances." He added there were limited funds available for the self-cert mortgages products, but Kensington would continue to work with its distribution partners to find solutions to meet the needs of borrowers.
MADELINE: THE THEORIES THAT DON'T ADD UP
Villas were searched, computers and mobile phone records seized and a hidden basement at his property searched.
Also investigated was computer expert Sergey Malinka who had set up a website for Murat and who exchanged frequent phone calls with him after the abduction calls that Malinka denied.
Friends of the McCanns claim they saw Murat outside the holiday complex on the night of the disappearance. Murat proclaimed his innocence and claimed he was at his mothers villa 100 yards away for the whole time, an alibi she backed up.
Police have found no evidence to link Murat to Madeleines disappearance and it has recently been revealed that a man working that evening at the complex, Praia da Luz estate agent Angus Symington, bears a remarkable similarity to Murat.
We're evolving ...
There's a session on whether blogs can have an effect in the real world, and several talks on social software, including a rumoured appearance by the delightful Tom Coates. If you're within striking distance of Imperial College in London, it's a bargain price of 4 (3 concessions) on the door.
· Jane Perrone
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